Tuesday, 15 March 2016

THE NAIRA-DOLLAR BLUES

I found this piece very hilarious from Ruben Abati. It is talking about the exchange rate palava. I mean how are we going to survive?  Every thing you want to buy now is affected by dollar.Thank God the air we breathe is not affected by exchange rate. If not, hmmmmm..... Let me add that some things are not written in English fully. Wahala & Palava mean problem. E ku is greeting, Naija is Nigeria. etc.So Enjoy














“My brother, e ku exchange rate oh.”
“Excuse me?”
“I am greeting you. I am saying how are you and the exchange rate palaver. The dollar wahala”.
“So, that is why you are saying e ku exchange rate. Is something wrong with you Yoruba people?             Must you turn everything into a form of greeting?”
“You are insulting me?”
“I am making a statement”
“Meaning?”
 “Any serious matter at all, you and your people must turn it into something else. E ku exchange rate?What kind of greeting is that? Yoruba will say e ku election, e ku democracy, e ku change, e ku ana, e ku gbogbo e, gbogbo e, e ku democracy. I am tired of answering you people and your cynical greetings.”
“The people don’t mean any harm.”
“That was how somebody came to me the other day and said e ku Mecca, Medina, e ku Qatar. I felt like slapping the guy.”
“Ha.”
“I don’t like hypocrites.”
“Would you have felt better, if he had told you e ku living upside down, e ku idorikodo, e pele change?”
“I would just have been livid, because I know you and your people. Too much cynicism.”
“Can you stop?”
“You know me, I speak my mind.”
“No. You are beginning to sound like Donald Trump. Stop Trump-ing other people, just because you don’t know where they are coming from.”
“But of course I know where you are coming from when you say e ku exchange rate”.  
“Where am I coming from? I just left my house”
“My friend. Sit down. “
“You too stop going upanddan”
“Okay, you want to talk about exchange rate. I am listening. The way it is, everybody is now an economist in Nigeria. Even my driver yesterday was telling me about the behaviour of the parallel market. And I overheard the nanny commenting on the 2016 budget and how it may, in the long run affect the housekeeping allowance.”
“That’s a criminal in the making. You should sack that housekeeper. She certainly wants to pad the housekeeping allowance.”
“You know these people also watch television. She must have listened to stories about padding on television and radio may be, and she may think it is perfectly normal in today’s Nigeria to pad figures.”
“These things run deep, I agree. But a crook is a crook. Better keep an eye on that housekeeper and let her know that this is the era of prudence, discipline and you-steal-you-get-caught-you-blame yourself-and-may-be-go-to-wa wi-tenu-e places.“
“Don’t worry, I am the EFCC of my house, nobody can pad anything. I am on top of it. I do more market research and monitoring than Madam.”
“I don’t get it. You now go to the market while Madam stays home?”
“You can say what you like, but I can tell you authoritatively that a bag of rice which used to be N8, 500  is now N12, 500. Pampers was N1, 450, it is now within three weeks, N1, 850.”
“Pampers?”
“Yes”
“What’s your business with pampers?”
“What is not my business with pampers? I am a very active man, upstairs and downstairs. You don’t think I should be interested in all things material and particular and eventual? “
“You have really changed. What happened to you?”
“Are you interested in my findings or you want to discuss something else?”
“Carry on. I am listening.”
“A congo of garri was N250 a few weeks ago, it is now N500”
“Common garri?”
“Garri has changed oh. It is no longer common”
“Really?”
“Stop saying really? Be a man and do your own research before Madam and the housekeeper drive you into bankruptcy by adding something of their own to the real figures and giving you false information. You must be proactive.”
“I am with you”
“See, I like to drink Andre. A carton used to be about N20,000. Can you believe it has jumped up to N24,500?”
“Andre? What is that?”
“It is a kind of wine. Middle class taste. I like it.”
“So cheap? Some other people drink Crystal, Cliquot, didn’t know you are  just  a bush man with all your big mouth. Andre. Please stop disgracing somebody.”
“A carton of Carlo Rossi,  a week ago was N14,000, it is now N17, 500.
“Carlo Rossi? Who is that? A football coach? 
“Even the cost of paraga and alomo, kasaprenko has gone up.”
“You drink all of that too?”
 “A carton of Orijin was N2, 900 the other week, it is now N3, 300”
“You keep talking about drinks. No wonder you have also been monitoring the prices of pampers.  You can’t know the prices of these concoctions and not cause some maternity ward problems.”
“I am giving you real figures. And that is why I greeted you, e ku exhange rate. The Naira has been dancing like a yo-yo, and the dollar is the queen of the foreign exchange market in Nigeria today.”  
“The colour of change.”
“The Naira even exchanged for N390 to the dollar, and N500 to the pound.”
“Nobody is talking about the pound.”
“It is the American age. You’d think the Americans were the ones who colonized Nigeria with the way they have colonized the Nigerian exchange rate. Practically everyone is looking for the dollar, you would think the Naira never existed. We definitely have an economic identity crisis. ”
“My driver told me he has a solution to the problem”
“I have heard some petrol station attendants also saying they will solve the problem.”
“I am not joking. My own Pastor actually told us on Sunday that the problem with the Naira is spiritual and that with prayers, the Naira will regain its lost strength.”
“Well, the petrol station attendant has a different logic, and his own logic is even different from my driver’s.”
“That is the problem. Everybody in Nigeria today is now an economist. Very soon, the roadside imbecile will issue an opinion on how the Naira can be saved.”
“Are you sure that has not happened yet?”
“I went to a barbing salon last week, and the barber lamented that his prices would have to change”
“Ok?”
“Exchange rate and crude oil prices, he said”
“By the time landlords start blaming the exchange rate and the spot price of crude oil, and they fix prices differently, we would all be in big trouble.”
“But what happened to that campaign?”
“Which one?
“The Buy-Naija-To-Grow-the-Naira campaign, promoted by Senator Ben Bruce and others.”
“Ha. You have not heard? The Common Sense Senator published a book on Common Sense, but it was discovered that the man preaching buy Naija, published his own book in the US of A.”
“So?”
“What do you mean so? Should he do one thing and say another?”
“Let the people criticizing the Senator go and sit down, and keep quiet. The man is a thinker. They should know that. When they go to his Silverbird cinemas, do they watch Nigerian films there all the time, or do they eat guguru instead of pop corn?”
“I am listening”
“And have they seen Senator Bruce wearing local attires like a fisherman? This thing is about ideas. And that is why I always argue that what we need is not common sense, but uncommon sense. When you confront Nigerians with common sense, they will start looking for loopholes”.
“I just hope that your common sense Senator is married to a Nigerian woman, because that is the best way to grow the Naira.”
“What is that? Where is that coming from?”
“I don’t think anybody can preach buy Naija to grow the Naira, and then go and marry a foreign wife, that will be hypocrisy of the highest order!” 
“What is the connection between where a man marries from and the Naira?”
“There is. Please, there is; it is the biggest money laundering offence.”
“You have started again. Who are you trying to shade?” 
“Nobody. But if we want to really save the Naira, everybody should buy Naija.”
“That is too simplistic. Except you are trying to suggest that our Governor-friend with Cape Verde connections has also refused to buy Naija and therefore has a hand in the problem with the Naira.”
“He is our friend oh. Please, no comment.”
“Some people say to save the Naira, not even the bedroom should be outsourced, and that the biggest drain on this economy is the obsession of the Nigerian rich with all things beautiful and romantically seductive from foreign countries.”
“I can’t comment on that.”
“You are saying all of this because Ben Murray Bruce printed his common sense book in America?”
“I am saying we all need to rescue the Naira and the economy. The economy first!”
“You are beginning to sound like a vulcanizer. It is not your job, it is not my driver’s job, and the petrol station attendants should just keep quiet. Na only we dey OPEC?”
“They won’t. They can’t. This is a democracy and we all have a right to make policy. If we don’t speak up, some people will pad things again and things will get worse.”
“It is Godwin Emefiele’s job”
“Him na your brother?”
“He is the Governor of the Central Bank”
“Really?”
“What do you mean, really?”
“What are his views on monetary policy?”
“Go and ask him”
“And fiscal policy?”  
“Go and ask the Minister of Finance?”
“We have a Minister of Finance?”
“Of course we do”
“And who is that?”
“Wait a moment. What’s that her name again?”
“Hello?”
“Wait. I am trying to remember. Em…em…yes, 16+6= 24!”
“You mean you can’t connect the monetary side with the fiscal side of the Nigerian economy, you are busy just saying… Okay, don’t bother, I get it.”  
“Candidly speaking.”
“Don’t worry, the people who are benefiting from the Naira crisis know her and they know her name and they know the CBN Governor too. In case you don’t know, while you are busy trying to put people down, some other Nigerians have made a fortune from the Naira-Dollar palaver.”
“A fortune?”
“Yes. That is the difference between people who are clever and those who just complain. One of my wife’s friends is almost a billionaire now because the Naira crashed.”
“How did she do it?”
“The God of Olajumoke intervened. The God of Adekunle Gold picked up her call. And the God of Korede Bello said she had won. Her warehouse is profiting from the difference. So when you talk with that your sharp mouth, just know that in every economic situation, there are both happy and sad stories.”
“But there are standards, normative contexts, economic frameworks”

“If you don’t get it, you can’t get it. If you don’t mind, please, I don’t want a lecture on that.” 


#LETUSSAVENIGERIA

Monday, 14 March 2016

BUSINESS THIS MORNING

In this era of N400 to a dollar, this piece may bring some respite to you. However controversial, Every individual believes if he can cut down on their expenses he should be able to save more and if possible increase his level of investment. I believe there is a level of joy we all feel when we spend, when we go shopping, when we have enough and nothing to ration, when we take our families and loved ones on a vacation. There is more joy when we purchase that dream car, dream home, lovely wrist watch, shoes, and bags if you are a lady, or the money to invest in that new opportunity you have just been introduced to... Whatever it is, spending is good!How many of you feel like you earn money just to put in a pocket filled with holes? Because they don’t stay too long with you due to rising needs, rather than having to deny ourselves what we need just because we want to save and if at all it’s enough to invest. We feel we don’t earn enough or not saving enough, but one thing is certain, we have needs! And we must spend.Now don't get me wrong, I am a strong advocate of saving, rather than be a throw away generation, but what I strongly support rather than cutting your expenses is what I call the grow your income strategy!I know what you are thinking right now is that you've heard someone say your expenses would always rise to meet your income, even when you earn more your taste, choice of where to shop and live changes to meet your rising income class, so you just never have enough to save, and the rat race continues.
Let me tell you how it works, how to live in more than enough to meet your needs and still having enough to save and invest. It’s simple; don't cut your expenses, keep it the same and seek to grow your income, seek other sources of income apart from the current income you earn, create multiple streams of income for yourself by constantly looking for opportunities to make money. You can cut your expenses by:

1.Stop Buying So Much Clothes: Hey Ladies!..lo. This one is for you. There is more to life than clothes, shoes, bags etc. You really do not have to be in vogue to catch up with latest wears.Get few things that you need not want. You can decide that you change your wardrobe quarterly or maybe twice a year. 

2. Reduce Or Eliminate Consumable Habits: By consumable habits, i mean like drinking, smoking that gradually engulf all your finances. Give this habits a kick in the leg and your wallet will breathe a serious sigh of relief.

3. Move To A Less  Expensive Area: I know the traffic from Mainland to Island is hectic but please if you have to move from a five bedroom on the Island to a two bedroom on the mainland. it is worth it. Housing is one of the money draining ventures you can think of. Better still, if finances allow, start building your own house at least you know that no Landlord or Lady as the case may be is a consideration for your finances.

4. Reduce Your Cable Bill: This is especially true for DSTV. You don't have to pay full bouquet, dual view every month and you are not even at home to watch. What is the Point! There are even lesser cable options and you can still enjoy same benefit. Sometimes, it pays not to know.

Let me put it better in the words of the greatest man I know that ever lived, whose principles I would share from time to time on this page, “…Streetwise people are smarter in this regard than law-abiding citizens. They are on constant alert, looking for angles, surviving by their wits. I want you to be smart in the same way –but for what is right- using every adversity to stimulate you to creative survival, to concentrate your attention on the bare essentials, so you’ll live, really live and not complacently just get by…”(Luke 16:8-9 Message Translation)
Whatever you do with the income you earn, seek first to grow your income, cultivate an habit of maintaining the same level of expenses each month and you will see yourself living in more than enough!

#LETUSSAVENIGERIA

Friday, 11 March 2016

FRI......YAAAAYYYYYYYYYYYYY!!!!


1. If the right side of the brain controls the left side of the body, then lefties are the only ones in their right     mind.

2. Q: What starts with E, ends with E, and has only 1 letter in it? 
     A: Envelope.

3.  Brunette: "Where were you born?" 
     Blonde: "The United States." 
     Brunette: "Which part?" 
     Blonde: "My whole body."
4. 
Q: What is the tallest building in the entire world? A: The library, because it has so many stories.

5. At the doctor's office, Tom was getting a check up. "I have good news and bad news," says the doctor. "The good  news is you have 24 hours left to live." Tom replies, "That's the good news?!" Then the doctor says, "The bad news is I should have told you that yesterday."

6.If Mary had Jesus, and Jesus is the lamb of God, does that mean Mary had a little lamb?

7.Q: What nails do carpenters hate to hit? 
   A: Fingernails.

8.Q: Why is England the wettest country? 
    A: Because so many kings and queens have been reigning there.

#LAUGH
#BEHAPPY
#LETUSSAVENIGERIA

Thursday, 10 March 2016

FOOTBALL LESSONS

Football is a sport very close to my heart. Gosh!. and it can be painful too. Let me borrow the words used in Basketball.....I love this game. I have never played football and i have no intention of playing. But i think i have watched the game long enough to know a little bit about it. Since am all about life lessons like you have noticed...lol, Here are some life lessons from football. For the record though  I am Man U by choice Barcelona by marriage and Leister City for the win(2015/2016 SEASON..LOL).


1. Have A Coach: Every football team must have a coach, at times an assistant coach. The coach knows your strength and weakness. In a football game, there are defenders, strikers, mid fielders, etc. The coach knows knows where best to put you. It is important to have a coach in life. However controversial, the best footballer in the world Messi in my opinion,imagine if he was a defender, am sure he would be as recognized as he is now because that is not his role.

2 Talent is not Enough: You need to work hard.You need to practice, because it makes perfect. Someone once said "For you to be a master in something, you have have put 1000 hours" This is like a month and few days. Success is hard work. What separates those that excel is the amount of hard work plus their talent they put in.

3. You Can Only Claim Victory If You Have Fought: I cannot remember the Treble winners of last season (Barcelona) not playing other teams to claim such title. There has to be a fight before you can claim victory.So sometimes, when you are going through a tough period, just remember it is just a phase and at the end of the day, you will come out tops. Victory is only guaranteed when you have fought a battle.


4.Practice Makes Perfect: Football requires practice. They lift weights, run sprints, and we practice until our legs wobble. And because of that practice, we improve. Many people have goals in life but don't know how to reach them. They search for quick answers on the internet and attempt to avoid the part where they pay their dues. Football teaches how to put in time and learn to improve skills incrementally.

5.You cannot do It All: This is where team work comes in. You cannot be at the same time the defender, striker, and mid-fielder. It is all a team effort. Do your best in your own part and the others too will do their best. Your own weakness is someone else's strength and vice versa.Every player has his own unique talents. Some are blessed with speed, some agility, others with strength. The list goes on. 

6. You may lose sometimes: This is very essential to know. It is essential we teach this to our kids when they are small. You may not win every time. This is an unavoidable fact. This just gives an opportunity to learn and prepare for the next season with an intention to win.

7.Success Is Hard To Maintain: Once you have attained a certain height of success, a lot is expected from you. The least is to maintain it. We have a lot of expectation from Barcelona Club. As I mentioned earlier, Barcelona were treble winners of last season. As they say, to whom much is given, much is expected.

8. Nothing Lasts Forever: No better way to explain this but the winner of  BPL 2014/2015 season was Chelsea. We are going to have a new winner this year.Planning for the future and learning from the past are important skills to have. Most times in the next season it is the same team but some have left, new ones are joining and you just have to adapt to such changes. Your success is determined in that moment which will soon be gone too.

#LETUSSAVENIGERIA

Tuesday, 8 March 2016

YOU ARE WOMAN; YOU ARE BEAUTIFUL


Happy International women's day to all the women all over the world. Single,married, separated, divorced, widowed, you are beautiful. Nahh i don't think you heard me.You are beautifullllllllllllllllllllllll. Just tell a woman beside you that. You are an epitome of the Proverbs 31 woman. Don't let anyone tell you otherwise. But first, true identity and purpose comes in knowing God. The Bible says we are made in his image. How can a machine function outside of its operator. It really does not matter how successful or low down the ladder you are. Are you in the purpose of God? Does he know you? Do you know him? The following are some virtues we can imbibe to be a better woman. This is based on the Proverbs 31 scriptures.

1. Faith – A Virtuous Woman serves God with all of her heart, mind, and soul. She seeks His will for her life and follows His ways. (Proverbs 31: 26, Proverbs 31: 29 – 31, Matthew 22: 37, John 14: 15, Psalm 119: 15
2. Marriage – A Virtuous Woman respects her husband. She does him good all the days of her life. She is trustworthy and a helpmeet. (Proverbs 31: 11- 12, Proverbs 31: 23, Proverbs 31: 28, 1 Peter 3, Ephesians 5, Genesis2: 18)
3.  Mothering – A Virtuous Woman teaches her children the ways of her Father in heaven. She nurtures her children with the love of Christ, disciplines them with care and wisdom, and trains them in the way they should go. (Proverbs 31: 28, Proverbs 31: 26, Proverbs 22: 6, Deuteronomy 6, Luke 18: 16)
4. Health – A Virtuous Woman cares for her body. She prepares healthy food for her family. (Proverbs 31: 14 – 15, Proverbs 31: 17, 1 Corinthians 6: 19, Genesis 1: 29, Daniel 1, Leviticus 11)
5. Service – A Virtuous Woman serves her husband, her family, her friends, and her neighbors with a gentle and loving spirit. She is charitable. (Proverbs 31: 12, Proverbs 31: 15, Proverbs 31: 20, 1 Corinthians 13: 13)
6. Finances – A Virtuous Woman seeks her husband’s approval before making purchases and spends money wisely. She is careful to purchase quality items which her family needs. (Proverbs 31: 14, Proverbs 31: 16, Proverbs 31: 18, 1 Timothy 6: 10, Ephesians 5: 23, Deuteronomy 14: 22, Numbers 18: 26)
7.  Industry – A Virtuous Woman works willingly with her hands. She sings praises to God and does not grumble while completing her tasks. (Proverbs 31: 13, Proverbs 31: 16, Proverbs 31: 24, Proverbs 31: 31, Philippians 2: 14)
8. Homemaking – A Virtuous Woman is a homemaker. She creates an inviting atmosphere of warmth and love for her family and guests. She uses hospitality to minister to those around her. (Proverbs 31: 15, Proverbs 31: 20 – 22, Proverbs 31: 27, Titus 2: 5, 1 Peter 4: 9, Hebrews 13: 2)
9. Time – A Virtuous Woman uses her time wisely. She works diligently to complete her daily tasks. She does not spend time dwelling on those things that do not please the Lord. (Proverbs 31: 13, Proverbs 31: 19, Proverbs 31: 27, Ecclesiastes 3, Proverbs 16: 9, Philippians 4:8 )
10. Beauty – A Virtuous Woman is a woman of worth and beauty. She has the inner beauty that only comes from Christ. She uses her creativity and sense of style to create beauty in her life and the lives of her loved ones. (Proverbs 31: 10Proverbs 31: 21 – 22, Proverbs 31: 24 -25, Isaiah 61: 10, 1 Timothy 2: 9, 1 Peter 3: 1 – 6)
Woman. Keep your head up high. You may not be perfect but you are Gods own. You are the apple of his eye. He is interested in you.
#LETUSSAVENIGERIA
Sources:
http://avirtuouswoman.org/10-virtues-of-the-proverbs-31-woman/
saints365.blogspot.com
quotesgiant.com

Thursday, 3 March 2016

SMILE.LIFE IS TOO SHORT



















Yayyyyyyy. Its FRIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII wait for it...... DAYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYY. How i long wait for this day and finally its here. Life is to short to be all grumpy. The highest we can live on this earth is 200 years compared to a lifetime in eternity. Glorious!!!!. So Fridays are my "just relax day" "chill" "dont worry".  I mean why worry. It is not easy i know to take these things of your mind. But you know what i realized with time i this my small life, the things i decided to leave have been things that have worked out by God without even my help. So here is my own Naija Just for Laughs Gags. These jokes are from laughfactory.com


1. A teacher asked her students to use the word "beans" in a sentence. "My father grows beans," said one girl. "My mother cooks beans," said a boy. A third student spoke up, "We are all human beans."

2. In a Catholic school cafeteria, a nun places a note in front of a pile of apples, "Only take one. God is watching." Further down the line is a pile of cookies. A little boy makes his own note, "Take all you want. God is watching the apples."

3.A recent worldwide survey showed that out of 2,146,703,436 people, 94% were too lazy to actually read that number.

4. Instead of "the John," I call my toilet "the Jim." That way it sounds better when I say I go to the Jim first thing every morning.

5.Q: Is Google male or female?
   A: Female, because it doesn't let you finish a sentence before making a suggestion.

6. Q: Can a kangaroo jump higher than the Empire State Building? 
    A: Of course. The Empire State Building can't jump.

7. Teacher: "Which book has helped you the most in your life?" 
    Student: "My father's check book!"

8. A man got hit in the head with a can of Coke, but he was alright because it was a soft drink.

9. Why is it that your nose runs, but your feet smell?

10. Did you hear about the guy whose whole left side was cut off? He's all right now.


#LETUSSAVENIGERIA


Wednesday, 2 March 2016

ITS ONE MONTH

Yaaayyy!!!!! Its been one month exactly i started. Since the beginning of this year,there has been a revolution to follow your passion. Do what you love and do not care about making money. So, I decided to start blogging. For the life of me i never thought i knew how to write. I still don't know to though...lol. But hey its a process. You don't get there in a day. I remember my first post. I don't even think i got any like or comment but i started anyway. The thing about writing is that the more you read, the more you get better at the game. Let me share the two main lessons i have gotten from blogging:

1. Be Persistent: Some things do not come easy somethings. You just have to be a go-getter about it. If you want to be a master at anything, i once heard you must have spent 1000 hours at it. This requires a lot of patience and persistent. I get tired too sometimes especially when i do not get any like or comment. It can be very discouraging and i just want to quit a times.

2. Start:  You never know where your passion lies if you don't try something new. I never knew i could write. But i just decide to give it a go and here we are one month after. So why not start today and you never know. Some people may end in Hell not because they stole but God will ask a simple question. I gave you a talent; what did you use it for. Do not bury that passion.Some of us cheat ourselves by collecting  a monthly salary. You are much more than that. Try something new and your passion may just turn into a money making venture.

#LETUSSAVENIGERIA